Stanette Marie Rose: Your Gal In The Wilderness
Musings of fact and fun from a hometown gal
Do You Know A Compulsive Debtor?
February 18th, 2010 at Thu, 18th, 2010 at 12:10 pm by Stanette Marie RoseSIGNS OF A COMPULSIVE DEBTOR
I have discovered in my Financial Advisory role that anxiety is most likely root cause of all addiction disorders.
To help yourself or others you must begin to examine the source of the anxiety and actions that are creating compulsive debting…
Here is a list reprinted with permission from Debtors Anonymous:
The 12 Signs of a Compulsive Debtor
1. Being unclear about your financial situation. Not knowing account balances, monthly expenses, loan interest rates, fees, fines, or contractual obligations.
2. Frequently “borrowing” items such as books, pens, or small amounts of money from friends and others, and failing to return them.
3. Poor saving habits. Not planning for taxes, retirement or other not-recurring but predictable items, and then feeling surprised when they come due; a “live for today, don’t worry about tomorrow” attitude.”
4. Compulsive shopping: Being unable to pass up a “good deal”; making impulsive purchases; leaving price tags on clothes so they can be returned; not using items you’ve purchased.
5. Difficulty in meeting basic financial or personal obligations, and/or an inordinate sense of accomplishment when such obligations are met.
6. A different feeling when buying things on credit than when paying cash, a feeling of being in the club, of being accepted, of being grown up.
7. Living in chaos and drama around money: Using one credit card to pay another; bouncing checks; always having a financial crisis to contend with.
8. A tendency to live on the edge: Living paycheck to paycheck; taking risks with health and car insurance coverage; writing checks hoping money will appear to cover them.
9. Unwarranted inhibition and embarrassment in what should be a normal discussion of money.
10. Overworking or underearning: Working extra hours to earn money to pay creditors; using time inefficiently; taking jobs below your skill and education level.
11. An unwillingness to care for and value yourself: Living in self-imposed deprivation; denying your basic needs in order to pay your creditors.
12. A feeling or hope that someone will take care of you if necessary, so that you won’t really get into serious financial trouble, that there will always be someone you can turn to.
To recover from compulsive debting and it’s disastrous effects on self and loved ones it is vitally important to take the first step and admit to ourselves and others there is a problem we are feeling powerless over. Resources are available thru a wonderful 12 step program: Puget Sound Debtors Anonymous.
For more information about Puget Sound Debtors Anonymous contact: www.dawashstate.org
Meetings are located all over Puget Sound…Bellevue, Ballard etc…and it is possible to create a hometown meeting as well.
It is my intention to serve you with love, support and wisdom in our journey together out of unsecured debting and into a life filled with promise, security and joy!
Every blessing to you and your families,
Stanette Marie Rose
CEO/Founder
Maple Valley Money
Register for class today at: www.MapleValleyMoney.com
206-718-5224
Stanette Marie Rose I moved with my family to Maple Valley Heights when I was two years old from North Dakota. The year was 1960 and I still remember coming into the train station in Seattle! The education I received from TaHoMa was outstanding, I graduated in 1977...Worked on a crab ship the Eastpoint in Dutch Harbor, Unalaska, Alaska to make money for my college education. I married moved to the Bay Area and attended SF State and studied Economics at UC Berkeley. Raising four children taught me so many wonderful things and now I am blessed with a Grandson who is turning 4 very soon and we love each other big time! Edward Harrison Colgate and I have been in a blessed and committed relationship for 6 1/2 years. I have been an entrepreneur for 30 years...owner of private preschool for ten years and now a Financial Advisor with Wall Street firms for 20 years. My training in investments and public speaking was in New York. I have taught families and communities about money on radio and television. I have a huge commitment to the home town I grew up in Maple Valley....With a team of incredible folks we jump started the Chamber back to life...and worked on the board for 6 years...I am grateful to be a recipient of the coveted Golden Maple Leaf Award honoring exceptional community service and I have been given my own day Stanette Marie Rose day June 10, 2008. I love children and families and am determined Citizens have a voice in the future of growing the home town we all know and love. Every blessing to you and your families!
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